Synchrony

Ticker SYF. Private label and co-brand card issuer, owner of CareCredit.

6 items in 5 issues, Oct 24, 2026 to Nov 7, 2026, newest first. Each item links to the issue it ran in, where its sources are listed.

November 2026

Sat, Nov 7 · Charges
Rate caps return. Bipartisan bills in both chambers would cap card rates at 10%, against average APRs above 20%, and Democratic gains put Warren in line to lead the Senate Banking Committee and Rep. Maxine Waters the House Financial Services Committee. Synchrony lost 2.1% for the week and Capital One 1.5%.
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Wed, Nov 4 · Banks & charters
Bank stocks. Banks held their gains by mid-morning, with KBE up 2.0%, KRE up 2.1% and JPMorgan up 3.7%, and Amex rose 2.2%. Card lenders went the other way: Capital One fell 2.6% and Synchrony 2.5%, which Reuters tied to rate-cap worries; TD Cowen expects any final cap to land closer to 36% than 10% and says it could hit fintechs harder than banks. Strategists read the result as gridlock, and American Banker expects bold financial legislation to stall.
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Sat, Oct 31 · Cards & payments
Card lenders lag. In Friday's sell-off, bank ETFs fell about 1% (KBE -1.1%, KRE -1.2%), but consumer lenders fell harder: OneMain -4.7%, Atlanticus -4.8%, Citi -3.1%, Synchrony -2.1%, Capital One -2.1%. Fintech lenders were weaker still, with SoFi -4.8% and Upstart -7.2% (Interactive Brokers late-Friday quotes).
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Thu, Oct 29 · Cards & payments
Synchrony and Clarus. Synchrony and Clarus Technology announced a partnership on Oct 28 that puts pet-insurance and financing information inside the Clarus Portal used by veterinary practices. Staff can see a client's coverage and financing options in real time at checkout.
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Thu, Oct 29 · Fintech & funding
Casap raises $56M. Casap, which builds dispute and chargeback software for banks and card issuers, raised $56M in convertible preferred stock led by Base10 Partners. Synchrony and Experian joined as new investors. Casap has now raised about $90M.
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Sat, Oct 24 · BNPL & lending
Synchrony. CareCredit Pay Later (Oct 21) is a one-time-use, fixed-APR installment loan for out-of-pocket care, live at ~20,000 locations and shown next to the revolving card. It will roll out network-wide. Context: SYF Q3 net charge-offs were 4.79%, against FY guidance of under 5.5%.
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