Morning Interest
CURATED BYPaul Ivinskas

Companies

Oportun

Ticker OPRT. Consumer lender.

4 items in 3 issues, Nov 1, 2026 to Nov 7, 2026, newest first. Each item links to the issue it ran in, where its sources are listed.

Related: UpstartCredit trends

November 2026

  • Sat, Nov 7 · Opening balance

    The calendar. The week packed in midterm elections on Tuesday, fintech earnings from Block, Upstart and Oportun that evening, Sezzle and Affirm on Wednesday, and the October jobs report on Friday. Economists surveyed by Bloomberg expected about 70,000 new jobs.

    Read in the issue →
  • Sat, Nov 7 · Credits

    Near-prime credit. Oportun's 30-day delinquencies eased to 4.1% from 4.7% and annualized net charge-offs fell to 10.6% from 11.8%, while originations rose 12% to $571.8 million. Upstart grew originations 44% to $4.1 billion, but CEO Paul Gu said "Macro is putting pressure on our near-term outlook."

    Read in the issue →
  • Wed, Nov 4 · Earnings

    Oportun. Oportun's credit improved: 30-day delinquencies eased to 4.1% from 4.7% and annualized net charge-offs fell to 10.6% from 11.8%, while originations rose 12% to $571.8 million. The near-prime lender raised its 2026 revenue and adjusted EPS outlook. CEO Doug Bland pointed to growth "while maintaining a disciplined credit posture."

    Read in the issue →
  • Sun, Nov 1 · The week ahead

    Upstart, Oportun. Both report Tue Nov 3: reads on AI underwriting and near-prime installment credit quality.

    Read in the issue →