https://morninginterest.com/issues/2026-11-12Morning Interesten2026-11-12T08:00:00-05:00Synchrony and Bread Financial card charge-offs fall from a year earlierhttps://morninginterest.com/issues/2026-11-11Morning Interesten2026-11-11T08:00:00-05:00Card balances climb to $1.29 trillion as household debt tops $19 trillion